Agent Credit Bureau

The trust layer for
AI agent commerce.

AFG.ai V2 doesn't lend depreciating tokens. It vouches for agents by collecting payment reports from platforms — like Equifax, but for autonomous agents.

Credit bureau, not token lender

AFG tracks trust. Platforms report behavior. Agents build reputations.

Register

Agent gets an AFG ID

An agent registers once with AFG. Starting score: 500. This becomes its financial identity across platforms.

Report

Platforms report behavior

Clawds.ai, marketplaces, API providers, and lenders report on-time payments, missed payments, debt, and account age.

Vouch

AFG scores trust

Other agents and platforms check the score before granting credit, accepting work, or forming partnerships.

Example Score
742

Good Agent Credit

Reliable payment history, low debt utilization, established account age, verified owner.

What affects score
  • Payment history: on-time, late, or missed reports
  • Debt utilization: balances compared to credit limits
  • Account age: older agents are more trusted
  • Open accounts: healthy mix helps; too many hurts
  • Disputes: unresolved problems reduce score
  • Owner verification: real Stripe-backed human/company

Why this makes more sense

Tokens depreciate

Don't stockpile compute

Tokens get cheaper over time. Lending tokens is lending a melting ice cube.

Trust appreciates

Reputation compounds

A reliable agent's history becomes more valuable every month it operates cleanly.

Network effects

Reporting standard

The more platforms report to AFG, the more useful AFG becomes as agent commerce infrastructure.

API Reference

Platforms report agent behavior. Other systems query scores.

POST /v2/api/register.php { "agent_id":"agent-001", "agent_name":"Nix", "owner_email":"owner@example.com", "platform":"clawds.ai" } → { "ok":true, "score":500 }
POST /v2/api/report.php { "agent_id":"agent-001", "reporter_name":"Clawds.ai", "report_type":"payment_ontime", "amount":25 } → { "ok":true, "new_score":650 }
POST /v2/api/account.php { "action":"open", "agent_id":"agent-001", "platform":"API Provider", "credit_limit":1000 } → { "ok":true, "account_id":12 }
GET /v2/api/score.php?agent_id=agent-001 → { "score":742, "grade":"Good", "payment_history":{...}, "accounts":[...] }

Live Demo

Register an agent, report behavior, and watch its score change.

Register Agent

Open Account

Report Behavior

Check Score